Finance is usually one of those new year’s goals that either sticks right away or falls to the wayside. We know that budgeting can be hard, especially when it’s a new habit that we are developing. That’s why we have compiled a list of our favorite money books that are easy to read, practical, and even entertaining. Each author presents a different money philosophy, so you get to choose the money path that is right for you and your lifestyle. These money books will help you make your finances a top priority and will set you on the path for financial success.
Don’t like to read? We’ve got you covered! All four titles are available in audio format on Audible or Hoopla.
You Need a Budget
You Need a Budget is a simple to follow guide book that shows you how to put your money where your values are. The book is entertaining, practical, and provides additional resources for after you have finished the book. The author went through this budgeting process with his own family in order to achieve what their picture of financial success is. We recommend this book based on its simple to follow plan and practical advice about how to create a budget that is unique to you and your family.
The Financial Diet
The Financial Diet is a fun and easy to follow book that showcases a variety of money advice from different financial and budgeting experts. The format is clear and direct and is helpful in determining what type of budgeting habits fit your lifestyle and finance goals. We recommend this book based on its short length and precise information.
The Total Money Makeover
Dave Ramsey’s The Total Money Makeover is an oldie but a goodie with a step-by-step plan known as the “envelope system.” Dave Ramsey’s program is based on cash budgeting, clearing debt, and saving an emergency fund. Dave Ramsey proposes the strictest program by far, but you can’t argue with the time-tested results. We recommend this book based on its step-by-step plan and its longevity in the money book sector.
Choose FI is all about living a life of financial independence. This book presents a newer money perspective that is all about living under your means, saving as much as you can, and in many cases getting to retire earlier than you thought possible. The FIRE community (Financial Independence Retire Early) is all about living a simple life of reduced costs in order to spend your time and money on what you love the most. We recommend this book based on its unique philosophy and the real-life stories of people who are using this method to find financial and lifestyle freedom.